This post is a list of items you will need to get started in getting approved for a VA loan in California per VA home loan requirements.
- Call a VA loan officer to go though VA loan application and credit check
- Last 30 days paystubs (or LES if active duty)
- Last 2 years W-2′s
- Last 2 years federal tax returns all pages
- DD214 is veteran
- VA certificate of eligibility (please email or call us and we can get this for you)
- Photocopy of drivers license and social security card
This is generally enough for a loan officer to get you pre-approved for a VA loan in California. There may be some follow up documentation required in addition to the above.
If you have any questions about getting approved for a VA loan in California, don’t hesitate to email me at homeloan8@gmail.com or call at 858-922-7899.
Some advantages of VA loans in California:
- Loan limits for FHA and conventional loans are falling to $625,000 in many areas such as San Jose, San Francisco, Los Angeles, Orange County as of October 1 2011. But VA loan limits are staying up at $1 million with zero down in the Bay Area and $700,000 in with zero down in Orange County and LA.
- VA loans do not have monthly mortgage insurance, unlike FHA and conventional loans
- Veterans that receive any disability pay get the VA funding fee WAIVED
- VA loan interest rates are nearing the lowest they have EVER BEEN in United States history
Best Regards,
Rob Chomentowski 858-922-7899, homeloan8@gmail.com Sr. Loan Officer (and VA specialist)
VA Home Loan Requirements To Get Started is a post from: VA Home Loans Call Rob 858-922-7899
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