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	<title>VA and FHA Loans</title>
	<link>http://valoans.ztnewstoday.com</link>
	<description></description>
	<lastBuildDate>Fri, 27 Jan 2012 15:40:45 +0000</lastBuildDate>
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		<title>Keys to Buying a Condo With a VA Loan Today</title>
		<description>There are great bargains to be had for VA Loan borrowers on condos and town homes in today’s market, as long as you are educated and make the right choice on which condo or town home to purchase.   
Here are some advantages of condos vs. single-family-homes for VA Home Loan borrowers:



	Condos usually ...</description>
		<link>http://valoans.ztnewstoday.com/keys-to-buying-a-condo-with-a-va-loan-today/</link>
			</item>
	<item>
		<title>Raising Your FHA Loan Credit Score</title>
		<description>Raising Your FHA Loan Credit Score is a post from: FHA,VA and Conventional Home Loans in all 50 States

Your credit score is an important part of qualifying for a FHA home loan.  You credit score does not have to be even close to perfect, but there are certain credit score ...</description>
		<link>http://valoans.ztnewstoday.com/raising-your-fha-loan-credit-score/</link>
			</item>
	<item>
		<title>VA Mortgage Loan Limits In California</title>
		<description>
VA mortgage loan limits have changed for California in 2012.   Below are the new VA loan limits for major California cities:

San Diego: $477,000
Los Angeles:$621,000
Orange County: $625,000
San Francisco: $625,500
San Jose: $625,500
East Bay (Contra Costa County, Alameda County): $625,500
Napa: $460,000
San Luis Obispo: $457,700
San Mateo:$625,500
Santa Barbara:$598,000
Santa Cruz: $610, 650
Sonoma:$419,750
Ventura: $518,650
Fresno:$417,000
Bakersfield:$417,000
Riverside:$417,000
Sacramento: $417,000
Redding: $417,000

The above ...</description>
		<link>http://valoans.ztnewstoday.com/va-mortgage-loan-limits-in-california/</link>
			</item>
	<item>
		<title>FHA Loan Requirements After Short Sale In California</title>
		<description>FHA Loan Requirements After Short Sale In California is a post from: FHA,VA and Conventional Home Loans in all 50 States

Thousands of homeowners throughout the state of California have gone though a short sale over the past several years.  The good news is there is light at the end of ...</description>
		<link>http://valoans.ztnewstoday.com/fha-loan-requirements-after-short-sale-in-california/</link>
			</item>
	<item>
		<title>Get A VA Loan Two Years After A Short Sale In California</title>
		<description>
There are thousands and thousands of VA eligible homeowners in California that have gone though a short sale in the past few years in California.  The great news for those that are eligible for VA financing is that you only have to wait two years from the date the deed ...</description>
		<link>http://valoans.ztnewstoday.com/get-a-va-loan-two-years-after-a-short-sale-in-california/</link>
			</item>
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		<title>FHA Loan Requirements for Self Employed Borrowers</title>
		<description>FHA Loan Requirements for Self Employed Borrowers is a post from: FHA,VA and Conventional Home Loans in all 50 States

Getting a FHA loan in California for self employed borrowers can be much trickier than w-2 borrowers.  FHA lenders will take the NET income off your last two years tax returns ...</description>
		<link>http://valoans.ztnewstoday.com/fha-loan-requirements-for-self-employed-borrowers/</link>
			</item>
	<item>
		<title>Get A VA Loan In California After Being Unemployed</title>
		<description>
Many potential VA eligible home buyers and home owners that want to refinance may have been unemployed for long periods of time during the current economic times.  The good news is that VA home loan requirements only require you to back on the job for a short period of time ...</description>
		<link>http://valoans.ztnewstoday.com/get-a-va-loan-in-california-after-being-unemployed/</link>
			</item>
	<item>
		<title>FHA Home Loan Requirements After Bankruptcy</title>
		<description>FHA Home Loan Requirements After Bankruptcy is a post from: FHA,VA and Conventional Home Loans in all 50 States

A fact many home buyers are not aware of is that you can apply for a FHA home loan in California only two years after a Chapter 7 bankruptcy discharge.    So ...</description>
		<link>http://valoans.ztnewstoday.com/fha-home-loan-requirements-after-bankruptcy/</link>
			</item>
	<item>
		<title>Another Great Time For a VA Refinance Loan In California</title>
		<description>
VA home loan rates have once again fallen though the floor where they are breaking record loans again.   So if you haven’t yet it could be a great chance to take a look a VA loan refinance to lower your payment and dramatically lower the amount of interest you pay ...</description>
		<link>http://valoans.ztnewstoday.com/another-great-time-for-a-va-refinance-loan-in-california/</link>
			</item>
	<item>
		<title>Christmas Cheer from HMS Ocean</title>
		<description>
 </description>
		<link>http://valoans.ztnewstoday.com/christmas-cheer-from-hms-ocean/</link>
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